BlindPay MCP (official)

Context cost warning: its tools/list is about 60,187 tokens (93 tools), 184% of a 32k context window and 30% of a 200k window, before you send a single message (raw tools/list payload 63,519 tokens). Load only the tools you need, or expect most of the context to go to tool definitions. Measured by counting the tokens in this server's tool list on 2026-10-31. How MCP context cost adds up

70/100

Capped at 70: no passing tool call yet; the tests add up to 100. Why scores are capped

Last tested 2026-10-31 (Fresh: tested within 30 days) Connects · tools listedNo tool call tested yet No key to connect

Advisories: not yet checked

Security review: not tested

Test points add up to 100; the score is capped at 70 until a tool call passes. Not a quality or security rating. Methodology

Test points before the cap (100/100)

  • Install20/20
  • Handshake30/30
  • Maintenance25/25
  • Docs15/15
  • License10/10

Transport (tested 2026-10-31): stdio

Score 70/100 · Tools 93 · Token cost ~60,187 · Compare · Last tested 2026-10-31 · Version tested 1.10.0 · Package @blindpay/mcp · Repo blindpaylabs/blindpay-mcp

Summary: BlindPay MCP (official) completed an MCP handshake without credentials and exposed 93 tools.

Evidence summary

Handshake
pass
Tools listed
93
Context cost
60,187 model-visible tokens (name, description, inputSchema; tiktoken cl100k_base)
Extra payload (sent by the server, usually not read by the model): 3,332 tokens; raw tools/list total 63,519. Clients differ in what they forward. ranking · add up your servers' context cost
API key
No key to connect (handshake passed)
Tested
2026-10-31

Test results

TestResultPointsEvidence
installpass20npm install @blindpay/mcp (Node 20, Linux) succeeded in 1s.
handshakepass30MCP initialize + tools/list over stdio succeeded with no credentials; 93 tools listed in 0.2s.
maintenancepass25Repo pushed 0 days before test; 9 GitHub stars.
docspass15README over 3,000 chars; install instructions present; mcpServers config example present. Automated check of the package's own README (README shipped in npm package).
licensepass10MIT (OSI-approved).

Local-model readiness

Schema context cost: ~60,187 tokens for 93 tools (200,443 bytes) · about 735% of an 8k context. Method: tiktoken cl100k_base over compact JSON of name+description+inputSchema (approximate).

Small-model friendly (schema heuristic, not a model result): unknown.

Small-model task runs: Not yet tested.

What we tested and what we didn't

Tested on 2026-10-31

  • Install from the registry
  • We connected with no credentials and asked for its tool list: it listed 93 tools (Method details: MCP initialize then tools/list)
  • Maintenance signals (last push, archived/deprecated status)
  • Docs (README length, install and config example)
  • License (OSI-approved or not)
  • Tool-schema token cost (estimate)

Not tested

  • Security: not audited (no code review, no permission or data-flow analysis)
  • Real tasks (no functional task runs yet)
  • Behaviour with real credentials or a real account
  • Performance, rate limits or load
  • Correctness of results beyond the listed tasks

Methodology: how we test. A high score means it installs and responds, not that it is safe to give it access to your data.

Known security issues

Not yet checked.

Monthly roundup: MCP security issues, October 2026.

Tool list changes

Baseline recorded from the 2026-10-31 test run; changes appear after the next test.

Snapshot hash (fingerprint of the tool list)

1ad87f7014e8: SHA-256 of the canonical tool names, descriptions and input schemas. If it changes, the tool list changed.

Feeds: RSS · JSON.

Raw test record (JSON)
{
  "name": "@blindpay/mcp",
  "version": "1.10.0",
  "registry": "npm",
  "status": "working",
  "tested": "2026-10-31",
  "tools_count": 93,
  "tools_schema_tokens_est": 60187,
  "deprecated": false,
  "archived": false,
  "tests": {
    "install": [
      "pass",
      20,
      "`npm install @blindpay/mcp` (Node 20, Linux) succeeded in 1s."
    ],
    "handshake": [
      "pass",
      30,
      "MCP `initialize` + `tools/list` over stdio succeeded with no credentials; 93 tools listed in 0.2s."
    ],
    "maintenance": [
      "pass",
      25,
      "Repo pushed 0 days before test; 9 GitHub stars."
    ],
    "docs": [
      "pass",
      15,
      "README over 3,000 chars; install instructions present; `mcpServers` config example present. Automated check of the package's own README (README shipped in npm package)."
    ],
    "license": [
      "pass",
      10,
      "MIT (OSI-approved)."
    ]
  }
}

Install

npx -y @blindpay/mcp

Tools listed

GetV1InstancesOnboardingBusinessDetails, GetV1InstancesOnboardingBusinessProfile, GetV1InstancesOnboardingOwnershipDocuments, GetV1InstancesById, PutV1InstancesById, GetV1InstancesMembers, PutV1InstancesMembersByUserId, DeleteV1InstancesMembersByUserId, GetV1InstancesRfi, PostV1InstancesRfi, PostV1EInstancesTos, GetV1InstancesCustomersLimitIncrease, PostV1InstancesCustomersLimitIncrease, GetV1InstancesCustomers, PostV1InstancesCustomers, GetV1InstancesCustomersById, PutV1InstancesCustomersById, DeleteV1InstancesCustomersById, GetV1InstancesLimitsCustomersById, GetV1InstancesCustomersRfi, PostV1InstancesCustomersRfi, PostV1InstancesCustomersBankAccountsPlaid, GetV1InstancesCustomersBankAccounts, PostV1InstancesCustomersBankAccounts, GetV1InstancesCustomersBankAccountsById, DeleteV1InstancesCustomersBankAccountsById, GetV1InstancesCustomersVirtualAccounts, PostV1InstancesCustomersVirtualAccounts, GetV1InstancesCustomersVirtualAccountsById, PutV1InstancesCustomersVirtualAccountsById, GetV1InstancesCustomersBlockchainWalletsSignMessage, GetV1InstancesCustomersBlockchainWallets, PostV1InstancesCustomersBlockchainWallets, GetV1InstancesCustomersBlockchainWalletsById, DeleteV1InstancesCustomersBlockchainWalletsById, PatchV1InstancesCustomersBlockchainWalletsById, GetV1InstancesCustomersBankAccountsOfframpWallets, PostV1InstancesCustomersBankAccountsOfframpWallets, GetInstancesCustomersBankAccountsOfframpWalletsById, PutInstancesCustomersBankAccountsOfframpWalletsById

Quick config

{
  "mcpServers": {
    "blindpay-mcp-official": {
      "command": "npx",
      "args": [
        "-y",
        "@blindpay/mcp"
      ]
    }
  }
}

Add to config Opens the config generator with this server selected.

Setup

  1. Install. Run npm install @blindpay/mcp (Node 20). This is the exact command we ran on 2026-10-31.
  2. Configure. Add the mcpServers entry below to your MCP client config.
  3. Verify. Restart the client and check that tools/list returns tools (93 in our test).
{
  "mcpServers": {
    "blindpay-mcp-official": {
      "command": "npx",
      "args": [
        "-y",
        "@blindpay/mcp"
      ]
    }
  }
}

Test history

No dated events yet.

Follow this server (RSS) · Monthly changelog

FAQ

Is BlindPay MCP (official) deprecated?

No. @blindpay/mcp was not deprecated or archived when we last tested it on 2026-10-31.

What replaces BlindPay MCP (official)?

Nothing; BlindPay MCP (official) is not deprecated as of 2026-10-31.

Does BlindPay MCP (official) need an API key?

No. It completed an MCP handshake with no credentials and listed 93 tools.

Embed the badge

TestedMCP: 70/100, tested 2026-10-31

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